L&W Insurance was founded as an independent insurance agency in 1932 to provide commercial and personal insurance products to the businesses and residents of Delaware.
A steady pattern of growth led to the expansion of services to the Delmarva Peninsula and Southeastern Pennsylvania over the years. The organic growth of our customers has propelled L&W’s insurance services down the Eastern Coast and out to the Midwest and West to cover their commercial operations. At the same time, our Financial Services & Health Division exceeded the Commercial growth of L&W and resulted in L&W becoming one the largest agencies in Delaware with a comprehensive range of products and services provided by 39 dedicated professional staff members.
L&W has strategically contracted with national, regional and specialty lines insurance carriers to meet the risk management needs of the diverse business and residential community of our operating territory. Our driving goal is to achieve the best possible balance between proper coverage analysis and the most cost efficient program for our clients.
In order to keep our clients apprised of key changes in the market or regulatory environment that will affect their business operations, L&W has sponsored a series of educational seminars on Workers Compensation reforms, Captives & alternative risk transfer mechanisms, and Healthcare / Employee Benefits updates.
L&W maintains its own claims staff to immediately address reported Commercial Lines, Employee Benefits, and Personal Lines claims. Our clients contact with L&W is the first contact when a loss occurs. L&W notifies the insurance carrier to maintain control and resolution of every claim to our clients’ satisfaction.